India Exim Bank sanctions ₹1.39 lakh crore loans in FY2024-25

India's Export-Import Bank sanctioned fresh loans of ₹1,39,871 crore in FY2024-25, lifting its loan portfolio 18% while issuing two sustainable bonds under its ESG Framework. The results signal deeper integration of green finance and climate-risk disclosure into India's development financing, shaping ESG expectations for export-oriented companies.

In FY2024-25, Exim Bank sanctioned fresh loans of ₹1,39,871 crore, an 18% increase in its total portfolio, driven by clean and renewable energy, e-mobility, high-tech, pharmaceuticals, and aerospace. The corporate loan book rose 31% year-on-year. Government-supported Lines of Credit stood at 293 active projects worth US$27 billion as of March 31, 2025, with 965 contracts worth nearly US$16 billion covered. Commercial lending to export businesses totalled ₹1,33,888 crore.

Indian exporters, MSMEs, and companies in solar, wind, cleantech, and sustainable agriculture are the primary beneficiaries. The Trade Assistance Programme bridged finance gaps in 1,139 transactions across 51 countries, enabling over US$3 billion in incremental exports by 160 exporters since its 2022 launch. The Ubharte Sitaare Programme disbursed ₹1,522 crore to 85 emerging enterprises, and the Sustainable Financing Programme supported 36 companies, earning an ADFIAP Environmental Development award.

Sustainability officers and export firms should track how Exim Bank's two ESG-Framework sustainable bonds and green credit policies align lending with climate-risk disclosure. The Bank raised ₹71,424 crore in capital, including US$2.27 billion in foreign currency and a US$1 billion bond achieving the tightest 10-year spread for a BBB- rated USD issuance from Asia ex-Japan. Credit ratings from Moody's, S&P, Fitch, and JCR remain investment-grade and aligned with India's sovereign ratings.

Key figure — Fresh loans sanctioned: ₹1,39,871 crore in FY2024-25, an 18% portfolio rise